Overview
Brought to you by YData
Dataset statistics
| Number of variables | 18 |
|---|---|
| Number of observations | 7500 |
| Missing cells | 7580 |
| Missing cells (%) | 5.6% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 2.7 MiB |
| Average record size in memory | 380.9 B |
Variable types
| Numeric | 12 |
|---|---|
| Categorical | 6 |
Annual Income is highly overall correlated with Monthly Debt | High correlation |
Bankruptcies is highly overall correlated with Number of Credit Problems | High correlation |
Current Credit Balance is highly overall correlated with Maximum Open Credit and 1 other fields | High correlation |
Maximum Open Credit is highly overall correlated with Current Credit Balance | High correlation |
Monthly Debt is highly overall correlated with Annual Income and 1 other fields | High correlation |
Number of Credit Problems is highly overall correlated with Bankruptcies | High correlation |
Bankruptcies is highly imbalanced (76.9%) | Imbalance |
Purpose is highly imbalanced (68.0%) | Imbalance |
Annual Income has 1557 (20.8%) missing values | Missing |
Years in current job has 371 (4.9%) missing values | Missing |
Months since last delinquent has 4081 (54.4%) missing values | Missing |
Credit Score has 1557 (20.8%) missing values | Missing |
Maximum Open Credit is highly skewed (γ1 = 74.1942154) | Skewed |
Id is uniformly distributed | Uniform |
Id has unique values | Unique |
Tax Liens has 7366 (98.2%) zeros | Zeros |
Number of Credit Problems has 6469 (86.3%) zeros | Zeros |
Reproduction
| Analysis started | 2025-03-11 22:41:32.355505 |
|---|---|
| Analysis finished | 2025-03-11 22:42:51.108532 |
| Duration | 1 minute and 18.75 seconds |
| Software version | ydata-profiling vv4.14.0 |
| Download configuration | config.json |
Variables
Id
Real number (ℝ)
Uniform  Unique 
| Distinct | 7500 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 3749.5 |
| Minimum | 0 |
|---|---|
| Maximum | 7499 |
| Zeros | 1 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 374.95 |
| Q1 | 1874.75 |
| median | 3749.5 |
| Q3 | 5624.25 |
| 95-th percentile | 7124.05 |
| Maximum | 7499 |
| Range | 7499 |
| Interquartile range (IQR) | 3749.5 |
Descriptive statistics
| Standard deviation | 2165.2078 |
|---|---|
| Coefficient of variation (CV) | 0.57746575 |
| Kurtosis | -1.2 |
| Mean | 3749.5 |
| Median Absolute Deviation (MAD) | 1875 |
| Skewness | 0 |
| Sum | 28121250 |
| Variance | 4688125 |
| Monotonicity | Strictly increasing |
| Value | Count | Frequency (%) |
| 0 | 1 | < 0.1% |
| 4996 | 1 | < 0.1% |
| 5008 | 1 | < 0.1% |
| 5007 | 1 | < 0.1% |
| 5006 | 1 | < 0.1% |
| 5005 | 1 | < 0.1% |
| 5004 | 1 | < 0.1% |
| 5003 | 1 | < 0.1% |
| 5002 | 1 | < 0.1% |
| 5001 | 1 | < 0.1% |
| Other values (7490) | 7490 |
| Value | Count | Frequency (%) |
| 0 | 1 | |
| 1 | 1 | |
| 2 | 1 | |
| 3 | 1 | |
| 4 | 1 | |
| 5 | 1 | |
| 6 | 1 | |
| 7 | 1 | |
| 8 | 1 | |
| 9 | 1 |
| Value | Count | Frequency (%) |
| 7499 | 1 | |
| 7498 | 1 | |
| 7497 | 1 | |
| 7496 | 1 | |
| 7495 | 1 | |
| 7494 | 1 | |
| 7493 | 1 | |
| 7492 | 1 | |
| 7491 | 1 | |
| 7490 | 1 |
Home Ownership
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 481.5 KiB |
| Home Mortgage | |
|---|---|
| Rent | |
| Own Home | |
| Have Mortgage | 12 |
Length
| Max length | 13 |
|---|---|
| Median length | 8 |
| Mean length | 8.7238667 |
| Min length | 4 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Own Home |
|---|---|
| 2nd row | Own Home |
| 3rd row | Home Mortgage |
| 4th row | Own Home |
| 5th row | Rent |
Common Values
| Value | Count | Frequency (%) |
| Home Mortgage | 3637 | |
| Rent | 3204 | |
| Own Home | 647 | 8.6% |
| Have Mortgage | 12 | 0.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| home | 4284 | |
| mortgage | 3649 | |
| rent | 3204 | |
| own | 647 | 5.5% |
| have | 12 | 0.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 11149 | |
| o | 7933 | |
| g | 7298 | |
| t | 6853 | |
| H | 4296 | 6.6% |
| 4296 | 6.6% | |
| m | 4284 | 6.5% |
| n | 3851 | 5.9% |
| a | 3661 | 5.6% |
| M | 3649 | 5.6% |
| Other values (5) | 8159 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 65429 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| e | 11149 | |
| o | 7933 | |
| g | 7298 | |
| t | 6853 | |
| H | 4296 | 6.6% |
| 4296 | 6.6% | |
| m | 4284 | 6.5% |
| n | 3851 | 5.9% |
| a | 3661 | 5.6% |
| M | 3649 | 5.6% |
| Other values (5) | 8159 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 65429 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| e | 11149 | |
| o | 7933 | |
| g | 7298 | |
| t | 6853 | |
| H | 4296 | 6.6% |
| 4296 | 6.6% | |
| m | 4284 | 6.5% |
| n | 3851 | 5.9% |
| a | 3661 | 5.6% |
| M | 3649 | 5.6% |
| Other values (5) | 8159 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 65429 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| e | 11149 | |
| o | 7933 | |
| g | 7298 | |
| t | 6853 | |
| H | 4296 | 6.6% |
| 4296 | 6.6% | |
| m | 4284 | 6.5% |
| n | 3851 | 5.9% |
| a | 3661 | 5.6% |
| M | 3649 | 5.6% |
| Other values (5) | 8159 |
Annual Income
Real number (ℝ)
High correlation  Missing 
| Distinct | 5478 |
|---|---|
| Distinct (%) | 92.2% |
| Missing | 1557 |
| Missing (%) | 20.8% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1366391.7 |
| Minimum | 164597 |
|---|---|
| Maximum | 10149344 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 164597 |
|---|---|
| 5-th percentile | 523393 |
| Q1 | 844341 |
| median | 1168386 |
| Q3 | 1640137 |
| 95-th percentile | 2820297.3 |
| Maximum | 10149344 |
| Range | 9984747 |
| Interquartile range (IQR) | 795796 |
Descriptive statistics
| Standard deviation | 845339.2 |
|---|---|
| Coefficient of variation (CV) | 0.61866534 |
| Kurtosis | 16.742139 |
| Mean | 1366391.7 |
| Median Absolute Deviation (MAD) | 380513 |
| Skewness | 3.0301716 |
| Sum | 8.120466 × 109 |
| Variance | 7.1459836 × 1011 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 969475 | 4 | 0.1% |
| 1043651 | 4 | 0.1% |
| 1161660 | 4 | 0.1% |
| 1058376 | 4 | 0.1% |
| 1338113 | 4 | 0.1% |
| 939170 | 3 | < 0.1% |
| 1912920 | 3 | < 0.1% |
| 1508600 | 3 | < 0.1% |
| 1405335 | 3 | < 0.1% |
| 2293908 | 3 | < 0.1% |
| Other values (5468) | 5908 | |
| (Missing) | 1557 | 20.8% |
| Value | Count | Frequency (%) |
| 164597 | 1 | |
| 175845 | 1 | |
| 177251 | 1 | |
| 191577 | 1 | |
| 192223 | 1 | |
| 194028 | 1 | |
| 199690 | 1 | |
| 201381 | 1 | |
| 206017 | 1 | |
| 216714 | 1 |
| Value | Count | Frequency (%) |
| 10149344 | 1 | |
| 9338880 | 1 | |
| 8923844 | 1 | |
| 8758449 | 1 | |
| 8710740 | 1 | |
| 8633790 | 1 | |
| 8200229 | 1 | |
| 7999095 | 1 | |
| 7907382 | 1 | |
| 7883442 | 1 |
Years in current job
Categorical
Missing 
| Distinct | 11 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 371 |
| Missing (%) | 4.9% |
| Memory size | 473.5 KiB |
| 10+ years | |
|---|---|
| 2 years | |
| 3 years | |
| < 1 year | |
| 5 years | |
| Other values (6) |
Length
| Max length | 9 |
|---|---|
| Median length | 7 |
| Mean length | 7.6625053 |
| Min length | 6 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 10+ years |
|---|---|
| 2nd row | 8 years |
| 3rd row | 6 years |
| 4th row | 8 years |
| 5th row | 7 years |
Common Values
| Value | Count | Frequency (%) |
| 10+ years | 2332 | |
| 2 years | 705 | 9.4% |
| 3 years | 620 | 8.3% |
| < 1 year | 563 | 7.5% |
| 5 years | 516 | 6.9% |
| 1 year | 504 | 6.7% |
| 4 years | 469 | 6.3% |
| 6 years | 426 | 5.7% |
| 7 years | 396 | 5.3% |
| 8 years | 339 | 4.5% |
| (Missing) | 371 | 4.9% |
Length
| Value | Count | Frequency (%) |
| years | 6062 | |
| 10 | 2332 | 15.7% |
| 1 | 1067 | 7.2% |
| year | 1067 | 7.2% |
| 2 | 705 | 4.8% |
| 3 | 620 | 4.2% |
| 563 | 3.8% | |
| 5 | 516 | 3.5% |
| 4 | 469 | 3.2% |
| 6 | 426 | 2.9% |
| Other values (3) | 994 | 6.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 7692 | ||
| y | 7129 | |
| e | 7129 | |
| a | 7129 | |
| r | 7129 | |
| s | 6062 | |
| 1 | 3399 | |
| 0 | 2332 | 4.3% |
| + | 2332 | 4.3% |
| 2 | 705 | 1.3% |
| Other values (8) | 3588 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 54626 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 7692 | ||
| y | 7129 | |
| e | 7129 | |
| a | 7129 | |
| r | 7129 | |
| s | 6062 | |
| 1 | 3399 | |
| 0 | 2332 | 4.3% |
| + | 2332 | 4.3% |
| 2 | 705 | 1.3% |
| Other values (8) | 3588 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 54626 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 7692 | ||
| y | 7129 | |
| e | 7129 | |
| a | 7129 | |
| r | 7129 | |
| s | 6062 | |
| 1 | 3399 | |
| 0 | 2332 | 4.3% |
| + | 2332 | 4.3% |
| 2 | 705 | 1.3% |
| Other values (8) | 3588 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 54626 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 7692 | ||
| y | 7129 | |
| e | 7129 | |
| a | 7129 | |
| r | 7129 | |
| s | 6062 | |
| 1 | 3399 | |
| 0 | 2332 | 4.3% |
| + | 2332 | 4.3% |
| 2 | 705 | 1.3% |
| Other values (8) | 3588 |
Tax Liens
Real number (ℝ)
Zeros 
| Distinct | 8 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.030133333 |
| Minimum | 0 |
|---|---|
| Maximum | 7 |
| Zeros | 7366 |
| Zeros (%) | 98.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 0 |
| Maximum | 7 |
| Range | 7 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 0.27160354 |
|---|---|
| Coefficient of variation (CV) | 9.0133919 |
| Kurtosis | 215.60457 |
| Mean | 0.030133333 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 12.993869 |
| Sum | 226 |
| Variance | 0.073768485 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 7366 | |
| 1 | 83 | 1.1% |
| 2 | 30 | 0.4% |
| 3 | 10 | 0.1% |
| 4 | 6 | 0.1% |
| 6 | 2 | < 0.1% |
| 5 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 7366 | |
| 1 | 83 | 1.1% |
| 2 | 30 | 0.4% |
| 3 | 10 | 0.1% |
| 4 | 6 | 0.1% |
| 5 | 2 | < 0.1% |
| 6 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 7 | 1 | < 0.1% |
| 6 | 2 | < 0.1% |
| 5 | 2 | < 0.1% |
| 4 | 6 | 0.1% |
| 3 | 10 | 0.1% |
| 2 | 30 | 0.4% |
| 1 | 83 | 1.1% |
| 0 | 7366 |
Number of Open Accounts
Real number (ℝ)
| Distinct | 39 |
|---|---|
| Distinct (%) | 0.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 11.130933 |
| Minimum | 2 |
|---|---|
| Maximum | 43 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 2 |
|---|---|
| 5-th percentile | 5 |
| Q1 | 8 |
| median | 10 |
| Q3 | 14 |
| 95-th percentile | 20 |
| Maximum | 43 |
| Range | 41 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 4.9089241 |
|---|---|
| Coefficient of variation (CV) | 0.4410164 |
| Kurtosis | 2.243359 |
| Mean | 11.130933 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 1.1176836 |
| Sum | 83482 |
| Variance | 24.097536 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 9 | 728 | 9.7% |
| 11 | 692 | 9.2% |
| 10 | 677 | 9.0% |
| 8 | 638 | 8.5% |
| 7 | 613 | 8.2% |
| 12 | 562 | 7.5% |
| 6 | 504 | 6.7% |
| 13 | 465 | 6.2% |
| 14 | 420 | 5.6% |
| 5 | 325 | 4.3% |
| Other values (29) | 1876 |
| Value | Count | Frequency (%) |
| 2 | 28 | 0.4% |
| 3 | 95 | 1.3% |
| 4 | 212 | 2.8% |
| 5 | 325 | |
| 6 | 504 | |
| 7 | 613 | |
| 8 | 638 | |
| 9 | 728 | |
| 10 | 677 | |
| 11 | 692 |
| Value | Count | Frequency (%) |
| 43 | 1 | < 0.1% |
| 42 | 1 | < 0.1% |
| 41 | 1 | < 0.1% |
| 38 | 1 | < 0.1% |
| 37 | 2 | < 0.1% |
| 35 | 1 | < 0.1% |
| 34 | 2 | < 0.1% |
| 33 | 6 | |
| 32 | 6 | |
| 31 | 6 |
Years of Credit History
Real number (ℝ)
| Distinct | 408 |
|---|---|
| Distinct (%) | 5.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 18.317467 |
| Minimum | 4 |
|---|---|
| Maximum | 57.7 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 4 |
|---|---|
| 5-th percentile | 9 |
| Q1 | 13.5 |
| median | 17 |
| Q3 | 21.8 |
| 95-th percentile | 31.9 |
| Maximum | 57.7 |
| Range | 53.7 |
| Interquartile range (IQR) | 8.3 |
Descriptive statistics
| Standard deviation | 7.0419458 |
|---|---|
| Coefficient of variation (CV) | 0.38443885 |
| Kurtosis | 1.6020707 |
| Mean | 18.317467 |
| Median Absolute Deviation (MAD) | 4 |
| Skewness | 1.0466523 |
| Sum | 137381 |
| Variance | 49.589 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 15 | 104 | 1.4% |
| 16 | 99 | 1.3% |
| 16.5 | 91 | 1.2% |
| 17 | 86 | 1.1% |
| 17.5 | 83 | 1.1% |
| 14 | 82 | 1.1% |
| 18 | 80 | 1.1% |
| 15.4 | 72 | 1.0% |
| 18.5 | 72 | 1.0% |
| 12 | 70 | 0.9% |
| Other values (398) | 6661 |
| Value | Count | Frequency (%) |
| 4 | 1 | < 0.1% |
| 4.3 | 1 | < 0.1% |
| 4.5 | 2 | |
| 4.7 | 2 | |
| 4.8 | 4 | |
| 4.9 | 1 | < 0.1% |
| 5 | 4 | |
| 5.1 | 4 | |
| 5.2 | 2 | |
| 5.3 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 57.7 | 1 | |
| 52.2 | 1 | |
| 51.9 | 1 | |
| 51.5 | 1 | |
| 51.3 | 1 | |
| 51 | 1 | |
| 50.9 | 1 | |
| 50.6 | 1 | |
| 50 | 1 | |
| 49.1 | 1 |
Maximum Open Credit
Real number (ℝ)
High correlation  Skewed 
| Distinct | 6963 |
|---|---|
| Distinct (%) | 92.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 945153.73 |
| Minimum | 0 |
|---|---|
| Maximum | 1.3047262 × 109 |
| Zeros | 65 |
| Zeros (%) | 0.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 111604.9 |
| Q1 | 279229.5 |
| median | 478159 |
| Q3 | 793501.5 |
| 95-th percentile | 1706333.2 |
| Maximum | 1.3047262 × 109 |
| Range | 1.3047262 × 109 |
| Interquartile range (IQR) | 514272 |
Descriptive statistics
| Standard deviation | 16026217 |
|---|---|
| Coefficient of variation (CV) | 16.956201 |
| Kurtosis | 5894.4588 |
| Mean | 945153.73 |
| Median Absolute Deviation (MAD) | 236060 |
| Skewness | 74.194215 |
| Sum | 7.088653 × 109 |
| Variance | 2.5683962 × 1014 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 65 | 0.9% |
| 319110 | 5 | 0.1% |
| 246224 | 3 | < 0.1% |
| 344058 | 3 | < 0.1% |
| 513524 | 3 | < 0.1% |
| 615714 | 3 | < 0.1% |
| 607046 | 3 | < 0.1% |
| 358732 | 3 | < 0.1% |
| 443630 | 3 | < 0.1% |
| 594594 | 3 | < 0.1% |
| Other values (6953) | 7406 |
| Value | Count | Frequency (%) |
| 0 | 65 | |
| 4334 | 1 | < 0.1% |
| 6556 | 1 | < 0.1% |
| 6622 | 1 | < 0.1% |
| 10890 | 1 | < 0.1% |
| 10956 | 1 | < 0.1% |
| 11110 | 1 | < 0.1% |
| 11132 | 1 | < 0.1% |
| 11198 | 1 | < 0.1% |
| 12914 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 1304726170 | 1 | |
| 380052288 | 1 | |
| 265512874 | 1 | |
| 57562560 | 1 | |
| 40923894 | 1 | |
| 26406996 | 1 | |
| 26343328 | 1 | |
| 21372428 | 1 | |
| 19280426 | 1 | |
| 18683808 | 1 |
Number of Credit Problems
Real number (ℝ)
High correlation  Zeros 
| Distinct | 8 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.17 |
| Minimum | 0 |
|---|---|
| Maximum | 7 |
| Zeros | 6469 |
| Zeros (%) | 86.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 7 |
| Range | 7 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 0.49859785 |
|---|---|
| Coefficient of variation (CV) | 2.9329285 |
| Kurtosis | 32.101329 |
| Mean | 0.17 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 4.5642453 |
| Sum | 1275 |
| Variance | 0.24859981 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 6469 | |
| 1 | 882 | 11.8% |
| 2 | 93 | 1.2% |
| 3 | 35 | 0.5% |
| 4 | 9 | 0.1% |
| 5 | 7 | 0.1% |
| 6 | 4 | 0.1% |
| 7 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 6469 | |
| 1 | 882 | 11.8% |
| 2 | 93 | 1.2% |
| 3 | 35 | 0.5% |
| 4 | 9 | 0.1% |
| 5 | 7 | 0.1% |
| 6 | 4 | 0.1% |
| 7 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 7 | 1 | < 0.1% |
| 6 | 4 | 0.1% |
| 5 | 7 | 0.1% |
| 4 | 9 | 0.1% |
| 3 | 35 | 0.5% |
| 2 | 93 | 1.2% |
| 1 | 882 | 11.8% |
| 0 | 6469 |
Months since last delinquent
Real number (ℝ)
Missing 
| Distinct | 89 |
|---|---|
| Distinct (%) | 2.6% |
| Missing | 4081 |
| Missing (%) | 54.4% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 34.6926 |
| Minimum | 0 |
|---|---|
| Maximum | 118 |
| Zeros | 18 |
| Zeros (%) | 0.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 5 |
| Q1 | 16 |
| median | 32 |
| Q3 | 50 |
| 95-th percentile | 75 |
| Maximum | 118 |
| Range | 118 |
| Interquartile range (IQR) | 34 |
Descriptive statistics
| Standard deviation | 21.688806 |
|---|---|
| Coefficient of variation (CV) | 0.62517096 |
| Kurtosis | -0.78837222 |
| Mean | 34.6926 |
| Median Absolute Deviation (MAD) | 16 |
| Skewness | 0.43132375 |
| Sum | 118614 |
| Variance | 470.40431 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 14 | 76 | 1.0% |
| 29 | 71 | 0.9% |
| 8 | 68 | 0.9% |
| 33 | 68 | 0.9% |
| 19 | 65 | 0.9% |
| 13 | 65 | 0.9% |
| 12 | 65 | 0.9% |
| 6 | 64 | 0.9% |
| 7 | 64 | 0.9% |
| 10 | 63 | 0.8% |
| Other values (79) | 2750 | |
| (Missing) | 4081 |
| Value | Count | Frequency (%) |
| 0 | 18 | 0.2% |
| 1 | 26 | 0.3% |
| 2 | 25 | 0.3% |
| 3 | 30 | |
| 4 | 31 | |
| 5 | 51 | |
| 6 | 64 | |
| 7 | 64 | |
| 8 | 68 | |
| 9 | 61 |
| Value | Count | Frequency (%) |
| 118 | 1 | < 0.1% |
| 92 | 1 | < 0.1% |
| 91 | 1 | < 0.1% |
| 86 | 1 | < 0.1% |
| 84 | 1 | < 0.1% |
| 83 | 3 | < 0.1% |
| 82 | 4 | 0.1% |
| 81 | 19 | |
| 80 | 28 | |
| 79 | 20 |
Bankruptcies
Categorical
High correlation  Imbalance 
| Distinct | 5 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 14 |
| Missing (%) | 0.2% |
| Memory size | 439.6 KiB |
| 0.0 | |
|---|---|
| 1.0 | |
| 2.0 | 31 |
| 3.0 | 7 |
| 4.0 | 2 |
Length
| Max length | 3 |
|---|---|
| Median length | 3 |
| Mean length | 3 |
| Min length | 3 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1.0 |
|---|---|
| 2nd row | 0.0 |
| 3rd row | 0.0 |
| 4th row | 1.0 |
| 5th row | 0.0 |
Common Values
| Value | Count | Frequency (%) |
| 0.0 | 6660 | |
| 1.0 | 786 | 10.5% |
| 2.0 | 31 | 0.4% |
| 3.0 | 7 | 0.1% |
| 4.0 | 2 | < 0.1% |
| (Missing) | 14 | 0.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0.0 | 6660 | |
| 1.0 | 786 | 10.5% |
| 2.0 | 31 | 0.4% |
| 3.0 | 7 | 0.1% |
| 4.0 | 2 | < 0.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 14146 | |
| . | 7486 | |
| 1 | 786 | 3.5% |
| 2 | 31 | 0.1% |
| 3 | 7 | < 0.1% |
| 4 | 2 | < 0.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 22458 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 14146 | |
| . | 7486 | |
| 1 | 786 | 3.5% |
| 2 | 31 | 0.1% |
| 3 | 7 | < 0.1% |
| 4 | 2 | < 0.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 22458 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 14146 | |
| . | 7486 | |
| 1 | 786 | 3.5% |
| 2 | 31 | 0.1% |
| 3 | 7 | < 0.1% |
| 4 | 2 | < 0.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 22458 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 14146 | |
| . | 7486 | |
| 1 | 786 | 3.5% |
| 2 | 31 | 0.1% |
| 3 | 7 | < 0.1% |
| 4 | 2 | < 0.1% |
Purpose
Categorical
Imbalance 
| Distinct | 15 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 537.6 KiB |
| debt consolidation | |
|---|---|
| other | |
| home improvements | 412 |
| business loan | 129 |
| buy a car | 96 |
| Other values (10) | 254 |
Length
| Max length | 20 |
|---|---|
| Median length | 18 |
| Mean length | 16.3852 |
| Min length | 5 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | debt consolidation |
|---|---|
| 2nd row | debt consolidation |
| 3rd row | debt consolidation |
| 4th row | debt consolidation |
| 5th row | debt consolidation |
Common Values
| Value | Count | Frequency (%) |
| debt consolidation | 5944 | |
| other | 665 | 8.9% |
| home improvements | 412 | 5.5% |
| business loan | 129 | 1.7% |
| buy a car | 96 | 1.3% |
| medical bills | 71 | 0.9% |
| major purchase | 40 | 0.5% |
| take a trip | 37 | 0.5% |
| buy house | 34 | 0.5% |
| small business | 26 | 0.3% |
| Other values (5) | 46 | 0.6% |
Length
| Value | Count | Frequency (%) |
| debt | 5944 | |
| consolidation | 5944 | |
| other | 665 | 4.6% |
| home | 412 | 2.9% |
| improvements | 412 | 2.9% |
| business | 155 | 1.1% |
| a | 133 | 0.9% |
| buy | 130 | 0.9% |
| loan | 129 | 0.9% |
| car | 96 | 0.7% |
| Other values (15) | 414 | 2.9% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 19553 | |
| t | 13057 | |
| i | 12678 | |
| n | 12642 | |
| d | 11999 | |
| e | 8247 | |
| s | 7012 | 5.7% |
| 6934 | 5.6% | |
| a | 6554 | 5.3% |
| l | 6350 | 5.2% |
| Other values (14) | 17863 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 122889 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| o | 19553 | |
| t | 13057 | |
| i | 12678 | |
| n | 12642 | |
| d | 11999 | |
| e | 8247 | |
| s | 7012 | 5.7% |
| 6934 | 5.6% | |
| a | 6554 | 5.3% |
| l | 6350 | 5.2% |
| Other values (14) | 17863 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 122889 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| o | 19553 | |
| t | 13057 | |
| i | 12678 | |
| n | 12642 | |
| d | 11999 | |
| e | 8247 | |
| s | 7012 | 5.7% |
| 6934 | 5.6% | |
| a | 6554 | 5.3% |
| l | 6350 | 5.2% |
| Other values (14) | 17863 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 122889 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| o | 19553 | |
| t | 13057 | |
| i | 12678 | |
| n | 12642 | |
| d | 11999 | |
| e | 8247 | |
| s | 7012 | 5.7% |
| 6934 | 5.6% | |
| a | 6554 | 5.3% |
| l | 6350 | 5.2% |
| Other values (14) | 17863 |
Term
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 489.0 KiB |
| Short Term | |
|---|---|
| Long Term |
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 9.7408 |
| Min length | 9 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Short Term |
|---|---|
| 2nd row | Long Term |
| 3rd row | Short Term |
| 4th row | Short Term |
| 5th row | Short Term |
Common Values
| Value | Count | Frequency (%) |
| Short Term | 5556 | |
| Long Term | 1944 | 25.9% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| term | 7500 | |
| short | 5556 | |
| long | 1944 | 13.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| r | 13056 | |
| o | 7500 | |
| 7500 | ||
| T | 7500 | |
| e | 7500 | |
| m | 7500 | |
| S | 5556 | |
| h | 5556 | |
| t | 5556 | |
| L | 1944 | 2.7% |
| Other values (2) | 3888 | 5.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 73056 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| r | 13056 | |
| o | 7500 | |
| 7500 | ||
| T | 7500 | |
| e | 7500 | |
| m | 7500 | |
| S | 5556 | |
| h | 5556 | |
| t | 5556 | |
| L | 1944 | 2.7% |
| Other values (2) | 3888 | 5.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 73056 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| r | 13056 | |
| o | 7500 | |
| 7500 | ||
| T | 7500 | |
| e | 7500 | |
| m | 7500 | |
| S | 5556 | |
| h | 5556 | |
| t | 5556 | |
| L | 1944 | 2.7% |
| Other values (2) | 3888 | 5.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 73056 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| r | 13056 | |
| o | 7500 | |
| 7500 | ||
| T | 7500 | |
| e | 7500 | |
| m | 7500 | |
| S | 5556 | |
| h | 5556 | |
| t | 5556 | |
| L | 1944 | 2.7% |
| Other values (2) | 3888 | 5.3% |
Current Loan Amount
Real number (ℝ)
| Distinct | 5386 |
|---|---|
| Distinct (%) | 71.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 11873177 |
| Minimum | 11242 |
|---|---|
| Maximum | 99999999 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 11242 |
|---|---|
| 5-th percentile | 76186 |
| Q1 | 180169 |
| median | 309573 |
| Q3 | 519882 |
| 95-th percentile | 99999999 |
| Maximum | 99999999 |
| Range | 99988757 |
| Interquartile range (IQR) | 339713 |
Descriptive statistics
| Standard deviation | 31926123 |
|---|---|
| Coefficient of variation (CV) | 2.6889283 |
| Kurtosis | 3.7548474 |
| Mean | 11873177 |
| Median Absolute Deviation (MAD) | 142725 |
| Skewness | 2.3986592 |
| Sum | 8.9048831 × 1010 |
| Variance | 1.0192773 × 1015 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 99999999 | 870 | 11.6% |
| 218064 | 6 | 0.1% |
| 89298 | 6 | 0.1% |
| 222926 | 5 | 0.1% |
| 265826 | 5 | 0.1% |
| 223322 | 5 | 0.1% |
| 216106 | 5 | 0.1% |
| 270226 | 5 | 0.1% |
| 111892 | 4 | 0.1% |
| 267982 | 4 | 0.1% |
| Other values (5376) | 6585 |
| Value | Count | Frequency (%) |
| 11242 | 1 | |
| 21472 | 2 | |
| 21516 | 1 | |
| 21560 | 1 | |
| 21582 | 1 | |
| 21604 | 1 | |
| 21626 | 1 | |
| 21714 | 1 | |
| 21736 | 1 | |
| 21780 | 1 |
| Value | Count | Frequency (%) |
| 99999999 | 870 | |
| 789030 | 1 | < 0.1% |
| 788942 | 1 | < 0.1% |
| 788788 | 1 | < 0.1% |
| 788634 | 2 | < 0.1% |
| 788480 | 2 | < 0.1% |
| 788414 | 1 | < 0.1% |
| 788018 | 2 | < 0.1% |
| 787864 | 1 | < 0.1% |
| 787798 | 1 | < 0.1% |
Current Credit Balance
Real number (ℝ)
High correlation 
| Distinct | 6592 |
|---|---|
| Distinct (%) | 87.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 289833.24 |
| Minimum | 0 |
|---|---|
| Maximum | 6506797 |
| Zeros | 53 |
| Zeros (%) | 0.7% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 29601.05 |
| Q1 | 114256.5 |
| median | 209323 |
| Q3 | 360406.25 |
| 95-th percentile | 766593 |
| Maximum | 6506797 |
| Range | 6506797 |
| Interquartile range (IQR) | 246149.75 |
Descriptive statistics
| Standard deviation | 317871.38 |
|---|---|
| Coefficient of variation (CV) | 1.0967389 |
| Kurtosis | 52.946562 |
| Mean | 289833.24 |
| Median Absolute Deviation (MAD) | 111682 |
| Skewness | 5.2013859 |
| Sum | 2.1737493 × 109 |
| Variance | 1.0104222 × 1011 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 53 | 0.7% |
| 191710 | 5 | 0.1% |
| 106818 | 4 | 0.1% |
| 83638 | 4 | 0.1% |
| 136401 | 4 | 0.1% |
| 53580 | 4 | 0.1% |
| 82289 | 4 | 0.1% |
| 155059 | 4 | 0.1% |
| 198911 | 4 | 0.1% |
| 115482 | 3 | < 0.1% |
| Other values (6582) | 7411 |
| Value | Count | Frequency (%) |
| 0 | 53 | |
| 19 | 3 | < 0.1% |
| 57 | 2 | < 0.1% |
| 76 | 2 | < 0.1% |
| 95 | 1 | < 0.1% |
| 114 | 1 | < 0.1% |
| 171 | 1 | < 0.1% |
| 361 | 2 | < 0.1% |
| 456 | 1 | < 0.1% |
| 494 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 6506797 | 1 | |
| 4720132 | 1 | |
| 4367245 | 1 | |
| 4249673 | 1 | |
| 4209659 | 1 | |
| 3944514 | 1 | |
| 3927471 | 1 | |
| 3683340 | 1 | |
| 3547262 | 1 | |
| 3271629 | 1 |
Monthly Debt
Real number (ℝ)
High correlation 
| Distinct | 6716 |
|---|---|
| Distinct (%) | 89.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 18314.454 |
| Minimum | 0 |
|---|---|
| Maximum | 136679 |
| Zeros | 6 |
| Zeros (%) | 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 3684 |
| Q1 | 10067.5 |
| median | 16076.5 |
| Q3 | 23818 |
| 95-th percentile | 40546.2 |
| Maximum | 136679 |
| Range | 136679 |
| Interquartile range (IQR) | 13750.5 |
Descriptive statistics
| Standard deviation | 11926.765 |
|---|---|
| Coefficient of variation (CV) | 0.65122141 |
| Kurtosis | 5.8328935 |
| Mean | 18314.454 |
| Median Absolute Deviation (MAD) | 6611.5 |
| Skewness | 1.6792352 |
| Sum | 1.3735841 × 108 |
| Variance | 1.4224772 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 6 | 0.1% |
| 19222 | 4 | 0.1% |
| 19667 | 4 | 0.1% |
| 12986 | 3 | < 0.1% |
| 13356 | 3 | < 0.1% |
| 14683 | 3 | < 0.1% |
| 10057 | 3 | < 0.1% |
| 11669 | 3 | < 0.1% |
| 25511 | 3 | < 0.1% |
| 10987 | 3 | < 0.1% |
| Other values (6706) | 7465 |
| Value | Count | Frequency (%) |
| 0 | 6 | |
| 17 | 1 | < 0.1% |
| 21 | 1 | < 0.1% |
| 42 | 1 | < 0.1% |
| 57 | 1 | < 0.1% |
| 236 | 1 | < 0.1% |
| 280 | 1 | < 0.1% |
| 284 | 2 | < 0.1% |
| 289 | 1 | < 0.1% |
| 373 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 136679 | 1 | |
| 110311 | 1 | |
| 104036 | 1 | |
| 100091 | 1 | |
| 96177 | 1 | |
| 95508 | 1 | |
| 94674 | 1 | |
| 93640 | 1 | |
| 89789 | 1 | |
| 87994 | 1 |
Credit Score
Real number (ℝ)
Missing 
| Distinct | 268 |
|---|---|
| Distinct (%) | 4.5% |
| Missing | 1557 |
| Missing (%) | 20.8% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1151.0875 |
| Minimum | 585 |
|---|---|
| Maximum | 7510 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 58.7 KiB |
Quantile statistics
| Minimum | 585 |
|---|---|
| 5-th percentile | 666 |
| Q1 | 711 |
| median | 731 |
| Q3 | 743 |
| 95-th percentile | 6990 |
| Maximum | 7510 |
| Range | 6925 |
| Interquartile range (IQR) | 32 |
Descriptive statistics
| Standard deviation | 1604.4514 |
|---|---|
| Coefficient of variation (CV) | 1.393857 |
| Kurtosis | 10.063803 |
| Mean | 1151.0875 |
| Median Absolute Deviation (MAD) | 14 |
| Skewness | 3.467217 |
| Sum | 6840913 |
| Variance | 2574264.4 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 740 | 169 | 2.3% |
| 747 | 168 | 2.2% |
| 748 | 157 | 2.1% |
| 745 | 152 | 2.0% |
| 741 | 151 | 2.0% |
| 742 | 151 | 2.0% |
| 743 | 148 | 2.0% |
| 746 | 145 | 1.9% |
| 739 | 144 | 1.9% |
| 738 | 137 | 1.8% |
| Other values (258) | 4421 | |
| (Missing) | 1557 | 20.8% |
| Value | Count | Frequency (%) |
| 585 | 1 | < 0.1% |
| 586 | 1 | < 0.1% |
| 588 | 1 | < 0.1% |
| 589 | 1 | < 0.1% |
| 590 | 1 | < 0.1% |
| 591 | 1 | < 0.1% |
| 593 | 1 | < 0.1% |
| 594 | 3 | |
| 597 | 2 | |
| 598 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 7510 | 2 | < 0.1% |
| 7500 | 2 | < 0.1% |
| 7490 | 2 | < 0.1% |
| 7480 | 6 | |
| 7470 | 4 | |
| 7460 | 8 | |
| 7450 | 3 | < 0.1% |
| 7440 | 5 | |
| 7430 | 3 | < 0.1% |
| 7420 | 3 | < 0.1% |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 1 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 7500 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 7500 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 7500 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 5387 | |
| 1 | 2113 | 28.2% |
Interactions
Correlations
| Annual Income | Bankruptcies | Credit Default | Credit Score | Current Credit Balance | Current Loan Amount | Home Ownership | Id | Maximum Open Credit | Monthly Debt | Months since last delinquent | Number of Credit Problems | Number of Open Accounts | Purpose | Tax Liens | Term | Years in current job | Years of Credit History | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annual Income | 1.000 | 0.016 | 0.103 | 0.041 | 0.396 | 0.397 | 0.149 | 0.008 | 0.394 | 0.593 | -0.102 | -0.048 | 0.236 | 0.054 | 0.048 | 0.128 | 0.050 | 0.257 |
| Bankruptcies | 0.016 | 1.000 | 0.000 | 0.000 | 0.033 | 0.000 | 0.000 | 0.009 | 0.000 | 0.019 | 0.085 | 0.603 | 0.000 | 0.000 | 0.043 | 0.026 | 0.027 | 0.041 |
| Credit Default | 0.103 | 0.000 | 1.000 | 0.445 | 0.017 | 0.226 | 0.063 | 0.013 | 0.000 | 0.000 | 0.042 | 0.036 | 0.000 | 0.050 | 0.027 | 0.181 | 0.000 | 0.031 |
| Credit Score | 0.041 | 0.000 | 0.445 | 1.000 | 0.007 | -0.032 | 0.018 | -0.008 | 0.153 | -0.062 | -0.004 | -0.082 | -0.020 | 0.035 | -0.024 | 0.115 | 0.007 | 0.061 |
| Current Credit Balance | 0.396 | 0.033 | 0.017 | 0.007 | 1.000 | 0.370 | 0.084 | -0.017 | 0.773 | 0.523 | -0.014 | -0.209 | 0.369 | 0.000 | -0.025 | 0.051 | 0.034 | 0.260 |
| Current Loan Amount | 0.397 | 0.000 | 0.226 | -0.032 | 0.370 | 1.000 | 0.009 | -0.002 | 0.361 | 0.339 | -0.021 | -0.072 | 0.179 | 0.025 | 0.018 | 0.076 | 0.000 | 0.137 |
| Home Ownership | 0.149 | 0.000 | 0.063 | 0.018 | 0.084 | 0.009 | 1.000 | 0.025 | 0.143 | 0.122 | 0.044 | 0.000 | 0.081 | 0.342 | 0.000 | 0.106 | 0.126 | 0.130 |
| Id | 0.008 | 0.009 | 0.013 | -0.008 | -0.017 | -0.002 | 0.025 | 1.000 | -0.019 | 0.003 | 0.009 | 0.008 | 0.007 | 0.000 | -0.009 | 0.000 | 0.007 | -0.005 |
| Maximum Open Credit | 0.394 | 0.000 | 0.000 | 0.153 | 0.773 | 0.361 | 0.143 | -0.019 | 1.000 | 0.427 | -0.051 | -0.186 | 0.474 | 0.072 | -0.016 | 0.000 | 0.000 | 0.287 |
| Monthly Debt | 0.593 | 0.019 | 0.000 | -0.062 | 0.523 | 0.339 | 0.122 | 0.003 | 0.427 | 1.000 | -0.062 | -0.058 | 0.455 | 0.039 | 0.014 | 0.154 | 0.044 | 0.222 |
| Months since last delinquent | -0.102 | 0.085 | 0.042 | -0.004 | -0.014 | -0.021 | 0.044 | 0.009 | -0.051 | -0.062 | 1.000 | 0.146 | -0.039 | 0.000 | 0.042 | 0.000 | 0.030 | -0.026 |
| Number of Credit Problems | -0.048 | 0.603 | 0.036 | -0.082 | -0.209 | -0.072 | 0.000 | 0.008 | -0.186 | -0.058 | 0.146 | 1.000 | -0.010 | 0.069 | 0.361 | 0.015 | 0.017 | 0.090 |
| Number of Open Accounts | 0.236 | 0.000 | 0.000 | -0.020 | 0.369 | 0.179 | 0.081 | 0.007 | 0.474 | 0.455 | -0.039 | -0.010 | 1.000 | 0.045 | -0.006 | 0.069 | 0.020 | 0.156 |
| Purpose | 0.054 | 0.000 | 0.050 | 0.035 | 0.000 | 0.025 | 0.342 | 0.000 | 0.072 | 0.039 | 0.000 | 0.069 | 0.045 | 1.000 | 0.042 | 0.047 | 0.034 | 0.027 |
| Tax Liens | 0.048 | 0.043 | 0.027 | -0.024 | -0.025 | 0.018 | 0.000 | -0.009 | -0.016 | 0.014 | 0.042 | 0.361 | -0.006 | 0.042 | 1.000 | 0.000 | 0.000 | 0.022 |
| Term | 0.128 | 0.026 | 0.181 | 0.115 | 0.051 | 0.076 | 0.106 | 0.000 | 0.000 | 0.154 | 0.000 | 0.015 | 0.069 | 0.047 | 0.000 | 1.000 | 0.076 | 0.080 |
| Years in current job | 0.050 | 0.027 | 0.000 | 0.007 | 0.034 | 0.000 | 0.126 | 0.007 | 0.000 | 0.044 | 0.030 | 0.017 | 0.020 | 0.034 | 0.000 | 0.076 | 1.000 | 0.095 |
| Years of Credit History | 0.257 | 0.041 | 0.031 | 0.061 | 0.260 | 0.137 | 0.130 | -0.005 | 0.287 | 0.222 | -0.026 | 0.090 | 0.156 | 0.027 | 0.022 | 0.080 | 0.095 | 1.000 |
Missing values
Sample
| Id | Home Ownership | Annual Income | Years in current job | Tax Liens | Number of Open Accounts | Years of Credit History | Maximum Open Credit | Number of Credit Problems | Months since last delinquent | Bankruptcies | Purpose | Term | Current Loan Amount | Current Credit Balance | Monthly Debt | Credit Score | Credit Default | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | Own Home | 482087.0 | NaN | 0.0 | 11.0 | 26.3 | 685960.0 | 1.0 | NaN | 1.0 | debt consolidation | Short Term | 99999999.0 | 47386.0 | 7914.0 | 749.0 | 0 |
| 1 | 1 | Own Home | 1025487.0 | 10+ years | 0.0 | 15.0 | 15.3 | 1181730.0 | 0.0 | NaN | 0.0 | debt consolidation | Long Term | 264968.0 | 394972.0 | 18373.0 | 737.0 | 1 |
| 2 | 2 | Home Mortgage | 751412.0 | 8 years | 0.0 | 11.0 | 35.0 | 1182434.0 | 0.0 | NaN | 0.0 | debt consolidation | Short Term | 99999999.0 | 308389.0 | 13651.0 | 742.0 | 0 |
| 3 | 3 | Own Home | 805068.0 | 6 years | 0.0 | 8.0 | 22.5 | 147400.0 | 1.0 | NaN | 1.0 | debt consolidation | Short Term | 121396.0 | 95855.0 | 11338.0 | 694.0 | 0 |
| 4 | 4 | Rent | 776264.0 | 8 years | 0.0 | 13.0 | 13.6 | 385836.0 | 1.0 | NaN | 0.0 | debt consolidation | Short Term | 125840.0 | 93309.0 | 7180.0 | 719.0 | 0 |
| 5 | 5 | Rent | NaN | 7 years | 0.0 | 12.0 | 14.6 | 366784.0 | 0.0 | NaN | 0.0 | other | Long Term | 337304.0 | 165680.0 | 18692.0 | NaN | 1 |
| 6 | 6 | Home Mortgage | 1511108.0 | 10+ years | 0.0 | 9.0 | 20.3 | 388124.0 | 0.0 | 73.0 | 0.0 | home improvements | Short Term | 99999999.0 | 51623.0 | 2317.0 | 745.0 | 0 |
| 7 | 7 | Rent | 1040060.0 | 10+ years | 0.0 | 13.0 | 12.0 | 330374.0 | 0.0 | 18.0 | 0.0 | other | Short Term | 250888.0 | 89015.0 | 19761.0 | 705.0 | 1 |
| 8 | 8 | Home Mortgage | NaN | 5 years | 0.0 | 17.0 | 15.7 | 0.0 | 1.0 | NaN | 1.0 | home improvements | Short Term | 129734.0 | 19.0 | 17.0 | NaN | 0 |
| 9 | 9 | Home Mortgage | NaN | 1 year | 0.0 | 10.0 | 24.6 | 511302.0 | 0.0 | 6.0 | 0.0 | debt consolidation | Long Term | 572880.0 | 205333.0 | 17613.0 | NaN | 1 |
| Id | Home Ownership | Annual Income | Years in current job | Tax Liens | Number of Open Accounts | Years of Credit History | Maximum Open Credit | Number of Credit Problems | Months since last delinquent | Bankruptcies | Purpose | Term | Current Loan Amount | Current Credit Balance | Monthly Debt | Credit Score | Credit Default | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7490 | 7490 | Own Home | 1368000.0 | 10+ years | 0.0 | 20.0 | 26.7 | 897842.0 | 0.0 | 69.0 | 0.0 | debt consolidation | Short Term | 683650.0 | 517199.0 | 29868.0 | 688.0 | 1 |
| 7491 | 7491 | Home Mortgage | 2833185.0 | 6 years | 0.0 | 18.0 | 21.3 | 280170.0 | 0.0 | 6.0 | 0.0 | debt consolidation | Short Term | 437404.0 | 108889.0 | 61150.0 | 704.0 | 0 |
| 7492 | 7492 | Home Mortgage | NaN | 10+ years | 0.0 | 10.0 | 13.3 | 423984.0 | 0.0 | NaN | 0.0 | debt consolidation | Short Term | 332948.0 | 161481.0 | 20966.0 | NaN | 0 |
| 7493 | 7493 | Rent | 1257610.0 | 8 years | 0.0 | 14.0 | 16.5 | 821480.0 | 0.0 | 58.0 | 0.0 | debt consolidation | Long Term | 448052.0 | 167428.0 | 27562.0 | 676.0 | 1 |
| 7494 | 7494 | Own Home | NaN | < 1 year | 0.0 | 7.0 | 8.2 | 301554.0 | 0.0 | NaN | 0.0 | debt consolidation | Short Term | 290400.0 | 210938.0 | 5070.0 | NaN | 0 |
| 7495 | 7495 | Rent | 402192.0 | < 1 year | 0.0 | 3.0 | 8.5 | 107866.0 | 0.0 | NaN | 0.0 | other | Short Term | 129360.0 | 73492.0 | 1900.0 | 697.0 | 0 |
| 7496 | 7496 | Home Mortgage | 1533984.0 | 1 year | 0.0 | 10.0 | 26.5 | 686312.0 | 0.0 | 43.0 | 0.0 | debt consolidation | Long Term | 444048.0 | 456399.0 | 12783.0 | 7410.0 | 1 |
| 7497 | 7497 | Rent | 1878910.0 | 6 years | 0.0 | 12.0 | 32.1 | 1778920.0 | 0.0 | NaN | 0.0 | buy a car | Short Term | 99999999.0 | 477812.0 | 12479.0 | 748.0 | 0 |
| 7498 | 7498 | Home Mortgage | NaN | NaN | 0.0 | 21.0 | 26.5 | 1141250.0 | 0.0 | NaN | 0.0 | debt consolidation | Short Term | 615274.0 | 476064.0 | 37118.0 | NaN | 0 |
| 7499 | 7499 | Rent | NaN | 4 years | 0.0 | 8.0 | 9.4 | 480832.0 | 0.0 | NaN | 0.0 | debt consolidation | Short Term | 26928.0 | 288192.0 | 9061.0 | NaN | 0 |